Our Services

Maximize Your Execution

Managing a mortgage pipeline is very dynamic and a major component of the mortgage banking business. Each day, new locked applications are coming in, loans are closing, locked applications are being denied or withdrawn and terms of existing locks are changing. Volatility, directional uncertainty and competitive price pressures make managing the risks associated with loan locks a formidable taskā€¦unless you have the right partner.

Since 2001, Vice Capital Markets has successfully managed interest rate risk and maximized profitability on over $1 trillion in MBS trades and mortgage-related transactions for banks, credit unions and mortgage companies of all sizes. Learn more about Our Story.

At Vice Capital Markets, our goal is to help you:

  • Maintain and elevate profit margins
  • Manage interest rate risks
  • Connect to investors best suited to your business model
  • Stay informed using comprehensive reporting and frequent communications.

Vice works with a myriad of front-end systems and can also adjust our systems to match custom data formats, which results in a streamlined conversion process. Whether you are new to hedging or have an established internal team, Vice offers a variety of service packages to match with your secondary operations to maximize loan sale executions. Explore our service packages to find which is right for you.

Service Packages

The Vice Capital Markets Difference

There are few certainties in this world, especially when it comes to the secondary mortgage market. However, when utilizing Vice Capital Markets as your hedge advisor, there are a few things that you can expect:

  • Avoid watching the market every minute of every day to maximize the value of your time in running your business.
  • Lean on the expertise of traders and position managers with more than 20 years of experience, and receive frequent, personalized communication to help you respond quickly to changing market conditions.
  • Receive daily mark-to-market and position reporting, including a daily stress-test analysis projecting change in value of the position for varying movements in the mortgage market and loan pull through.
  • Utilize the experience that only comes from a firm that has been involved in many different delivery contracts of various volume levels during a wide variety of market environments to help set up and negotiate deals with your best execution in mind.
  • Obtain complete fallout analyses detailing the unique performance of your pipeline during differing market environments, enabling you better understand pull-through of your locked pipeline.

Contact Vice Capital Markets to see what we can do for your organization.