New capability comes as FHFA directs Fannie Mae and Freddie Mac to approve VantageScore 4.0 for all lenders
NOVI, Michigan, September 10, 2026 — Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, today announced
that its capital markets platform now supports the inclusion of VantageScore® credit scores on mortgage bid tapes, providing lenders and investors with greater visibility into loan-level credit characteristics during the secondary market execution process.
Lenders can now include VantageScore data, along with other loan-level characteristics, in the bid packages they provide investors. The score moves through the existing bid-tape process, so no separate submission is required. Lenders can also compare completed bid results against the credit profile of the loans they sold.
The announcement comes as the mortgage industry enters a new era of credit scoring competition. On Sept. 4, Federal Housing Finance Agency (FHFA) Director Bill Pulte announced that Fannie Mae and Freddie Mac would immediately approve all lenders to use VantageScore 4.0, following what Pulte described as a successful initial rollout in which 50 lenders had already delivered loans using VantageScore.
“Bill Pulte’s announcement is a significant moment for the mortgage industry,” said Chris Bennett, chairman of Vice Capital Markets. “If a lender is going to originate with VantageScore, the score shouldn’t disappear the moment the loan goes out for bid. We’ve been focused on ensuring our clients have the data and tools they need to make better secondary market decisions. Putting the score on the tape keeps it in front of the people pricing the loan.”
Vice Capital Markets continues to invest in technology and data integrations designed to help mortgage lenders improve their secondary market execution, manage interest rate risk and gain greater visibility into the factors driving investor valuations. Learn more at www.vicecapitalmarkets.com.
