By Chris Bennett Despite pressure from some notable economic experts for an increase in the Fed funds rate to combat inflation, the Federal Reserve has held fast to its existing zero interest rate policy, otherwise known as ZIRP. Recent comments from Federal Reserve Vice Chair Richard Clarida reaffirmed the Fed’s previously stated timeline of

NOVI, Michigan, August 12, 2021 — Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced the firm is celebrating its 20th corporate anniversary. Since opening its doors in August 2001, Vice Capital Markets has helped countless clients properly and effectively manage interest

Shawn shares his perspectives on how secondary markets are expected to perform in the current market conditions. He also talks about the recent automation initiatives at Vice Capital Markets to optimize the firm’s capital markets operations. Listen on Apple Podcasts. Listen on Spotify.

By Troy Baars Defined as the art of making and defeating locks, locksmithing has been around for over 4,000 years. In the mortgage industry, locksmithing has a slightly different definition, though one could argue that it, too, has security implications. Thus, given the current market, lenders looking to operate with

Freddie Mac / Wednesday, May 5, 2021 By: The Single-Family Team, Freddie Mac Up to now, the mortgage industry has been fairly slow to adapt to the digital environment, but outside factors – such as, say, a pandemic – have sped up digital adoption in ways previously unanticipated. At the

Freddie Mac / Wednesday, May 5, 2021 By: The Single-Family Team, Freddie Mac How did Legend Lending, a Texas-based lender, realize greater pricing benefits and gain operational efficiencies that ended up changing the way they do business? It took a bit of trial and error and – most importantly –

While there is a tremendous benefit to adding Ginnie Mae specified (spec) pools as part of a diversified execution strategy, lenders cannot continue to operate as if it’s business as usual when faced with the current volatility in the mortgage-backed securities market. Instead, speed must become of the essence, and

By Scott Colclough There are some names or phrases that when uttered strike fear into the hearts of many due to the misconceptions surrounding them. Bloody Mary. Beetlejuice. Mandatory Execution. Unlike Bloody Mary and Beetlejuice, mandatory execution isn’t an urban myth, and saying it three times in a row is